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Posted on October 03, 2018 at 17:54 PM

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Payday Loans | Consumer Information
Even with these protections, payday loans can be expensive, particularly if you roll-over the loan and are responsible for paying additional fees. Other credit offers may come with lower rates and costs.
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Calculate Loan Payments and Costs: Formulas and Tools
For example, with interest-only loans, you don’t pay down any debt in the early years—you only “service” the loan by paying interest. Other loans are amortizing loans, where you pay down the loan balance over a set period (such as a five-year auto loan ).

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