All About Fha Loans

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Posted on September 27, 2018 at 18:21 PM

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FHA Loan Requirements in 2018
An FHA Loan is a mortgage that's insured by the Federal Housing Administration. They allow borrowers to finance homes with down payments as low as 3.5% and are especially popular with first-time homebuyers.
2018 FHA Loan Guidelines – How to Qualify for an FHA Loan
Mortgage Insurance Premium (MIP) FHA loans require private mortgage insurance, referred to as MIP (mortgage insurance premium) or PMI (private mortgage insurance).There are two types of mortgage insurance you will pay. An annual MIP and an up-front mortgage insurance premium of 1.75% of the loan amount which is often rolled into the loan.
FHA Loan Limits for 2018 |
FHA loan limits are the maximum allowed loan amount for Federal Housing Administration loans. FHA Loans are federally insured mortgages designed for middle- and working-class Americans. Because the loans are insured, lenders provide excellent rates for first time homeowners and those with poor or no credit history.

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